Privacy Policy

LeaseVsFD (“we”, “our”, or “us”) operates the website leasevsfd.com - a free, browser-based financial calculator that helps individuals compare vehicle lease costs against fixed deposit returns in any currency.

This Privacy Policy explains what information we collect, how it is used, and your rights regarding that information. We are committed to protecting your privacy and handling your data responsibly and transparently.

We collect information in two ways:

Contact form submissions are transmitted via Web3Forms, a third-party form processing service. When you click “Send Message”, your submission is sent over an encrypted HTTPS connection to the Web3Forms API, which then forwards it to our team email inbox.

We retain contact messages for as long as necessary to respond to and resolve your enquiry, after which they may be deleted at our discretion. We do not sell, rent, or share your contact information with any other third parties.

LeaseVsFD does not use tracking cookies, advertising cookies, or any persistent cookies placed by us on your device.

We use browser localStorage (a client-side mechanism, distinct from cookies) to remember your preferences:

• lvsfd-theme - stores your selected colour theme (light, dark, or system). This data never leaves your device.
• lvsfd-currency - stores your last selected currency so it persists between visits. This data never leaves your device.

You can clear localStorage at any time via your browser’s developer tools or site settings. Doing so resets your theme and currency preferences to their defaults.

LeaseVsFD currently does not use any third-party analytics platform (such as Google Analytics, Mixpanel, or similar). No analytics scripts are embedded on the site.

If we introduce analytics in the future, this policy will be updated to describe the data collected, the service used, and any opt-out mechanism available to you. You will be notified via an updated “Last updated” date on this page.

LeaseVsFD interacts with the following third-party services:

We take reasonable technical and organisational measures to protect information submitted through this site:

• All pages are served exclusively over HTTPS with TLS encryption.
• Contact form data is transmitted to Web3Forms via an encrypted API connection.
• We do not store any financial calculator inputs server-side. All calculations remain in your browser.
• No passwords or payment credentials are ever collected or stored by LeaseVsFD.

While we strive to protect your information, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security, but we are committed to addressing any security issues promptly.

Depending on your location, you may have the following rights regarding your personal data:

• Right of access - You may request a copy of any personal data we hold about you.
• Right to rectification - You may request correction of inaccurate data.
• Right to erasure - You may request deletion of your contact message and associated personal data.
• Right to restrict processing - You may request that we limit how we use your data.
• Right to object - You may object to our processing of your personal data.
• Right to data portability - You may request your data in a structured, machine-readable format.

To exercise any of these rights, please use the contact form on our Contact page. We will respond within a reasonable timeframe and in accordance with applicable law.

LeaseVsFD is a financial tool intended for adults and is not directed at children under the age of 13 (or the applicable minimum age in your jurisdiction).

We do not knowingly collect personal information from children. If you believe a child has submitted personal data via our contact form, please contact us immediately so we can delete it.

We may update this Privacy Policy from time to time as our service evolves or as required by applicable law. When we make changes, we will update the “Last updated” date at the top of this page.

We encourage you to review this policy periodically. Continued use of LeaseVsFD after any changes constitutes your acceptance of the updated policy. If you have concerns about a change, please contact us.

If you have any questions, concerns, or requests regarding this Privacy Policy or the way we handle your data, please reach out via our contact form. We aim to respond to all privacy-related enquiries within 24-48 business hours.